These Terms of Service ("Terms") govern your use of the Keppt software application and related services ("Keppt", "we", "our", "us") provided by Fixonal PTE Ltd, a company incorporated in Singapore. By creating an account or using Keppt, you ("you", "your") agree to these Terms. If you do not agree, do not use Keppt.
Keppt is a personal document organization and search application. You may upload documents (such as bills, statements, identity papers, receipts, and similar personal records) and Keppt will store them, extract structured information from them using machine-learning models, organize them into categories, and make them searchable. Keppt is intended for personal, non-commercial use unless we explicitly offer commercial tiers.
You must be at least 18 years old (or the age of majority in your jurisdiction, if higher) to use Keppt. By using Keppt you represent that you meet this requirement.
You are responsible for maintaining the confidentiality of your account credentials and for any activity that occurs under your account. Notify us promptly if you suspect unauthorized access. We may suspend or terminate accounts that violate these Terms.
You retain ownership of all documents and personal data you upload ("Your Content"). To operate Keppt you grant us a limited, non-exclusive, worldwide, royalty-free license to store, process, transmit, and display Your Content solely for the purpose of providing the service to you. We do not sell Your Content. We do not use Your Content to train general-purpose machine-learning models. Specific data flows are described in our Privacy Policy.
You may not use Keppt to:
Keppt uses third-party machine-learning services (currently Google Cloud's Vertex AI) to extract structured fields from your documents (for example, identifying that a PDF is a bank statement and pulling its statement period and balance). These services process Your Content under contracts that prohibit them from training their models on it. We pin processing to specific Google Cloud regions; details are in the Privacy Policy.
Keppt offers a free tier and paid subscription plans (currently Basic and Unlimited, including an Unlimited Family plan). Plan features and prices are shown in the app and on our website; prices are quoted in US dollars and billed in your local currency at checkout.
Paid subscriptions are sold and billed through the platform you purchase from — the Apple App Store, Google Play, or our web billing provider — and are managed through your account with that platform. Unless otherwise stated, subscriptions renew automatically for the same period at the then-current price, and payment is charged to your platform account at confirmation of purchase and again at each renewal. You can turn off auto-renewal or cancel at any time in your platform account settings; cancellation takes effect at the end of the current billing period, and you keep access until then.
Refunds are handled according to the policies of the platform through which you purchased. If we change a plan's price or features, we will give reasonable notice and the change will apply only to billing periods after the notice takes effect.
You may stop using Keppt at any time and delete your account from within the application. We may suspend or terminate your access if you breach these Terms, if required by law, or if continuing to operate the service for you would be commercially impractical. On termination, we will retain or delete Your Content as described in the Privacy Policy.
Keppt is provided "as is" and "as available". To the maximum extent permitted by law we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, and any warranty that the service will be uninterrupted, error-free, or accurate. AI-extracted data may contain errors; you should verify it before relying on it for tax, legal, financial, medical, or other consequential decisions.
To the maximum extent permitted by law, Keppt's total liability to you for any claim arising from or relating to these Terms or the service is limited to the amount you paid us in the twelve months preceding the claim, or US$100, whichever is greater. In no event will we be liable for indirect, incidental, special, consequential, or punitive damages, even if advised of the possibility of such damages.
You agree to indemnify and hold us harmless from claims arising out of your breach of these Terms, your misuse of the service, or your violation of any third party's rights.
We may update these Terms from time to time. Material changes will require you to re-agree before continuing to use Keppt. The "Version" and "Effective" date at the top of this page indicate the current version.
These Terms are governed by the laws of Singapore, without regard to conflict-of-laws principles. The courts of Singapore have exclusive jurisdiction over any disputes arising from these Terms.
Questions about these Terms can be sent to legal@fixonal.com. For help using Keppt, visit our Support page.